Personal wealth, in one place
Cash, retirement savings, shares, crypto, property and debt — brought together into one private number, and a clear view of what it can become for you and the people after you.
Read-only accessNever your password7 days free
Wealth is rarely built in one big moment. It is built in small decisions, repeated for years, and then handed on. But your money lives in a dozen places — a bank here, a pension there, shares in another, a mortgage somewhere else. Each one shows you a piece. None of them shows you everything.
Connections
Banks, brokers, retirement funds and tax accounts, linked in a couple of taps. Balances arrive on their own, every day.
ANZ
ASB
BNZ
Kiwibank
Westpac
Revolut
American Express
Fisher Funds
Booster
Generate
Hatch
Heartland
Kernel Wealth
Sharesies
Stake
Inland RevenueThis is the beginning. We are building toward every institution you bank with, wherever in the world you live.
Clarity
Every account and every transaction, sorted for you — easy to find, easy to understand.
$2,328
Every transaction, sorted into categories you would actually use.
$612,480
Six asset classes and every debt, rolled into one honest figure.
Recurring charges found for you, before they renew.
Sample data.
Forecast
Your real savings rate, carried forward. Change a number and watch the next forty years move with it.
Projected net worth · in 20 years
$1,850,711
$1,090,461 of it is growth you never had to earn.
Buy or invest?
Illustrative · 10 years · $100k start · $3k/month
Generations
What you decide this year compounds for decades — and for the people who come after you. Next Wealth shows you the whole run.
Today
$184,250
Everything you own, less everything you owe. Most people have never seen it.
In 10 years
$756,487
Your money now earns more each year than you put in. Compounding takes the wheel.
In 30 years
$3,943,066
Work becomes a choice. The number that once felt abstract now buys you time.
Beyond you
Yours to give
The habits, the home, the capital — handed to the people who come after you.
Illustrative · $184,250 today · $2,400 a month · 6.5% a year, before inflation and tax.
Security & privacy
Letting an app see your money is a big ask. So here is exactly what happens to it, in plain English.
01 Security
Next Wealth is built on infrastructure that is independently certified to ISO/IEC 27001:2022, the global standard for information security management, and audited to SOC 2 Type II. It is the same bar the institutions holding your money are held to.
On our side, bank tokens are encrypted before they are stored, and every table is locked to its owner, so no other user can ever reach your rows.
02 Privacy
The figures you type stay in your own browser. Bank access is read-only, granted by you, and revoked in one tap — here, or at your bank.
We never see your password, and we never sell, rent or share your data. Delete your account and everything goes with it.
03 Accessibility
Built to work with screen readers, to respect Reduce Motion and Increase Contrast, and to read clearly in light or dark. Figures are set in tabular numerals, so every column lines up at a glance.
Wealth should not depend on how well you can see a chart.
Everything travels over TLS and is encrypted at rest. Bank access tokens get a second, separate layer of AES-256 encryption before they are stored.
Connections can see balances and transactions. There is no path in Next Wealth that can move, send or spend a single dollar.
No ads, no data brokers, no selling or sharing your information. Our business is the product, not the people using it.
The figures you type are kept in your own browser. Nothing leaves your device until you choose to sign in and sync.
Disconnect any account in one tap, here or at your bank. Revoke access anywhere and the data it brought in is removed.
Close your account and your connections are revoked first, then everything tied to you is erased. Nothing is kept for later.
Pricing
Start on your own, bring your partner, grow into a family. Every plan begins with seven days free.
Your whole financial life, in one number.
Save $30.88 a year
Includes:
Most popular
Two people, one picture — privacy intact.
Save $50.88 a year
Everything in Solo, plus:
7 days free · no card needed
For everyone you are building it for.
Save $70.88 a year
Everything in Couples, plus:
Prices in NZD, including GST. Every plan starts with 7 days free — no card needed to begin.
Find out what you are worth today, and what it could mean for the people after you. Nothing to install, and seven days free.
